A Southwest Airlines card combo makes sense if you can have one personal and one small business card. Opens Featured cards page in the same window. The primary reason why is qualifying for the signup bonus. Interestingly, the Southwest small-business cards have better bonuses and perks than the personal cards. Every family’s travel needs, goals and budget are unique, so there will never be a one-size-fits-all credit card. Families require lots of points to get where they want to go, so you likely want to get as many points as possible when applying for a new rewards credit card. Opens Cash Back category page in the same window. These Southwest Airlines credit card bonus offers will have you ready to go when travel resumes in 2021, and they could even help you earn a Southwest Companion Pass. The Southwest Rapid Rewards® Priority Credit Card from Chase is a solid Southwest credit card option. Anyone who wants a nice shot of Southwest bonus points in their Rapid Rewards account is a good candidate, especially when the sign-up bonuses are increased a bit as they are right now. Since the Companion Pass points calendar resets on January 1 of every year, you’ll want to time your credit card applications wisely so that you don’t accidentally fall short of earning a Southwest Companion Pass. Read our full review of the Southwest Rapid Rewards Performance Business card. Please view our advertising policy page for more information. Related reading: Battle of the Airlines: Why I think Southwest Airlines is the best, Here is the current lineup of the best credit cards for Southwest flyers, their bonus offers and our ranking of which one is the best fit for different types of Southwest flyers.`. While the $69 annual fee is nice and low, the Plus card doesn’t have many perks to keep you interested past the initial welcome bonus. We value each Rapid Rewards point at 1.6 cents – making the Priority card’s annual bonus worth approximately $120 and the Premier card’s … Opens in a new window containing additional reviews. APPLY HERE: Southwest Rapid Rewards Performance Business Credit Card. Featured image by Garry Lopater via Unsplash. CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. While not everyone is back in the air quite yet, with 2021 not too far out at this point, let’s look at which one of the Southwest credit cards is the best fit for travelers who may want to fly more while spending less. Southwest ® The Store Opens new window. Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. You get 50,000 points for spending at least $2,000 during the first 3 months your account is open and an additional 30,000 points after spending $10,000 in the first 9 months. This card awards 60,000 bonus points when you spend $3,000 on purchases in the first three months. Southwest credit cards are popular with Southwest flyers. The Southwest credit card comes in two versions: The Southwest Rapid Rewards Premier Credit Card and the Southwest Rapid Plus Credit Card. Southwest Credit Card Credit Score. If you enjoy crisscrossing the United States, relaxing in the Caribbean, or having adventures in Central America or Mexico, then earning Southwest Rapid Rewards points might be just what you need.. Each of these cards can help you earn … However, not everyone who travels on Southwest needs a credit card unique to that airline. This Southwest Visa credit card comes with the lowest annual fee ($69/year), which is a small price to pay for similar airline-based credit cards that earn points and miles. Get the score you need for approval. *Bonus value is an estimated value calculated by TPG and not the card issuer. The Southwest Rapid Rewards Performance Business Credit Card is a great choice for those in the market for a small business card with a massive sign-up bonus. Read our full review of the Southwest Rapid Rewards Plus card. Due to COVID-19, Southwest Airlines has been extending the timeframe for the Companion Pass. Get a mortgage, jumbo mortgage or refinance your home with Chase. How to Increase Your Chances of Getting Approved for Southwest Credit Card. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The differences between the two credit cards are subtle. Southwest's consumer credit cards are boosting their sign-up bonuses. Opens Refer-A-Friend category page in the same window. Many offer rewards that can be redeemed for cash back, or for rewards at companies like Disney, Marriott, Hyatt, United or Southwest Airlines. This only refers to primary account holders, so if you were just an authorized user on someone’s Southwest card, that should not hurt your chances of getting your own card. Choose from our Chase credit cards to help you buy what you need. APPLY HERE: Southwest Rapid Rewards Premier Credit Card. This card does not come with nearly as many perks as the others, but the annual fee is lower. This site does not include all credit card companies or all available credit card offers. This card won’t help you earn the Southwest Companion Pass because transfers from Chase Ultimate Rewards don’t count toward the points needed to earn the pass, but the card is still a great choice for frequent flyers. And yes — the Companion Pass works to bring a friend or family member to Hawaii for when the state is able to reopen to tourists. When deciding which Southwest credit card is right for your family, be sure you are eligible to receive the card you want. Beyond the annual fee —$99 vs. $69—it's hard to see why you'd choose one credit card over the other. This relatively new product is the most premium personal credit card Southwest offers, with some additional benefits to match. You might want to wait until you’ve picked up other cards in the future that can help you keep your utilization low before you cancel. Opens Student category page in the same window. In the spirit of holiday promotions, Chase released a new welcome bonus for its consumer Southwest Rapid Rewards® credit cards that's worth up to … Right now, the bonuses are all pretty strong across the board at 65,000+ points for most of the Southwest credit cards. Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Opens All Cards category page in the same window. Credit Card Feature Summary; Features Premier Business Learn more Performance Business Learn more; Points per $1 spent on Southwest Airlines ® purchases and purchases made with Rapid Rewards ® hotels and car rental partners. The 100,000 bonus points can get you pretty close to earning the Companion Pass from this one card! Frequent flyers who occasionally find themselves on Southwest might be well-served with a more flexible card, such as Chase Sapphire Reserve. time your credit card applications wisely. Choose the Credit Card that’s Right For You In partnership with MasterCard®, we’re proud to offer two personal credit card options with incredible benefits and flexible terms. © 2020 JPMorgan Chase & Co. Either version has the same purchase rewards and Southwest travel benefits. Your legit side hustle may need a credit card to keep expenses separate. $75 annual Southwest travel credit; 20% back on inflight drinks, Wi-Fi, messaging and movies; four, No foreign transaction fees; earn points toward A-List status. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products.”. This card earns 2x points per dollar on travel and dining and those Ultimate Rewards points transfer to Southwest at a 1:1 ratio. Southwest's consumer credit cards are boosting their sign-up bonuses. There are three Southwest consumer credit cards and two Southwest business credit cards. after you spend $3,000 on purchases in the first 3 months your account is open. Chase Southwest Credit Cards. Travelers around the country love Southwest Airlines for its no-fuss attitude, family-friendly seating policy, strong route network (which even includes international destinations and Hawaii), two free checked bags, the absence of change fees and its easy-to-use Rapid Rewards frequent flyer program. Earn Points for Spending: Like with the other cards, you’ll earn 2X points with Southwest and select hotel and car rental partners. The Southwest Rapid Rewards Plus Credit Card is the cheapest Southwest credit card on the market, which is either a strength or weakness depending on how you look at it. Southwest Rapid Rewards Performance Business Credit Card, Southwest Rapid Rewards Premier Business Card, United Airlines to require negative COVID-19 tests for all passengers originating in the UK, New York City’s Moynihan Train Hall set to open on January 1, Blue Cash Preferred® Card from American Express. The Priority card offers 7,500 bonus points each year on your account anniversary, while the Premier card offers 6,000 bonus points and the Plus card offers 3,000 bonus points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Launched: Oct. 1, 2020 The new Petal® 1 Visa® Credit Card is an unsecured credit card for people with limited or fair credit. (Here’s how to earn the Companion Pass with the help of any of the cobranded credit cards.). Travelers who need some help qualifying for the Companion Pass are also good candidates since bonuses of up to 100,000 total points go a long way toward getting you the 125,000 Companion Pass-eligible points needed in a calendar year to unlock BOGO Southwest flights. The Southwest Rapid Rewards® Plus Credit Card is Southwest’s entry-level credit card. No foreign transaction fees; earn points toward A-List status; 6,000 points at each renewal. For example, purchased points and transfers to Southwest Rapid Rewards from the Chase Ultimate Rewards program (and cards such as the Chase Sapphire Preferred Card) do not count toward earning the Companion Pass. External site which may or may not meet accessibility guidelines. It has a $99 annual fee. Qualifying points include: revenue flights on Southwest, credit card points, base points earned through Southwest partners. Plus 7,500 anniversary bonus points. This card is a solid all-around travel rewards card for those who find themselves on a variety of airlines. This is a solid, middle-of-the-road Southwest card that doesn’t charge foreign transaction fees and can help you earn tier-qualifying points for A-List status, but keeps the annual fee under $100. Southwest Rapid Rewards® Priority Credit Card is one of the most premium cards available to Southwest flyers. All the cards discussed so far are Southwest-specific credit cards, which are indeed useful to regular Southwest travelers and those hoping to earn a valuable Companion Pass. Southwest Rapid Rewards offers initial bonus points, anniversary points and 2X on Southwest purchases. With the Southwest Rapid Rewards® Premier Credit Card and the Southwest Rapid Rewards® Priority Credit Card, you can earn 1,500 Tier Qualifying Points for every $10,000 in purchases you make with the cards (and you can earn up to 15,000 points per year). Four A1–A15 annual boarding passes; inflight Wi-Fi credits; 60,000 points when you spend $3,000 on purchases in the first three months. To earn the Southwest Companion Pass you need to earn 125,000 eligible Southwest Rapid Rewards points or take 100 qualifying one-way Southwest flights in a calendar year. As of Aug. 13, 2020, the three Chase-issued products feature the following offer: Earn up to 80,000 points. This Southwest Visa credit card comes with the lowest annual fee ($69/year), which is a small price to pay for similar airline-based credit cards that earn points and miles. View our latest valuations here. A Southwest Companion Pass allows the passholder to designate one person to fly for free with them (other than paying taxes) for the remainder of the year in which it is earned and the entire following year. For example, 60,000 points are worth $750 toward travel. The terms on the three personal Southwest credit cards state: “The product is not available to either (i) current Cardmembers of any Southwest Rapids Rewards® Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. Opens No Annual Fee category page in the same window. Note that the Southwest Rapid Rewards Premier Business Card and Southwest Rapid Rewards Performance Business Credit Card are viewed differently than the personal cards: Having one of them now, or in the past, does not disqualify you from getting a personal Southwest credit card. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. You have options when it comes to the best Southwest credit cards. Welcome offer: Up to 100,0000 points—earn 70,000 points after you spend $5,000 in the first three months from account opening, and an additional 30,000 points after you spend $25,000 in the first six months. The Southwest Performance Business Card is offering 70,000 points when you spend $5,000 in the first three months and an additional 30,000 points after you spend $25,000 in the first six months. Southwest credit cards are some of the best airline credit cards on the market, for the simple fact that they can help you earn the best deal in travel, the Southwest Companion Pass. You do need a small business to open a Southwest business card but keep in mind that this doesn’t have to be a huge small business. Earn reward flights with no blackout dates. Button links to Southwest Rapid Rewards(Registered Trademark) Performance Business Credit Card product page, . Here’s a rundown of the bonuses for the personal Southwest credit cards. Here’s more on that strategy. Earn up to 80,000 points. Finally, Southwest credit cards offer some great perks for regular, and even occasional, Southwest flyers. Photo by Mary Silva Visa Signature or Visa Platinum. Earn points to use toward your Southwest flights for personal and business needs with a Southwest Rapid Rewards® Credit Card from Chase. Most credit card offers require very good credit. 50,000 Ultimate Rewards points when you spend $4,000 in purchases in the first three months. The minimum recommended credit score for this credit card is 670. Earn 3X points on Southwest® purchases and 2X points on purchases for your business in select categories. 60,000 bonus points Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Are you thinking about applying for the Southwest Airlines credit card? It also has the lowest annual fee of $69 (vs. $99 and $149). Plus 6,000 anniversary bonus points. CNBC Select reviews the cards to help you decide which is best for you. New to The Points Guy? In fact, simplicity is one reason that Southwest Airlines comes in toward the top of the TPG Best Airlines for Families study. With the card, you’ll also get four A1–A15 boarding passes per year, up to 365 $8 inflight Wi-Fi credits per year (covers all day), a Global Entry or TSA PreCheck statement credit every four years, 3x points on Southwest charges and more. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months. There are also more flexible Chase credit cards that are not cobranded specifically with Southwest and instead earn Chase Ultimate Rewards points that can be transferred to the Southwest Airlines Rapid Rewards program, among other redemption options. Earn 5 points per $1 spent on Southwest® purchases 12/1/2020 – 3/31/2021 on up to $2,000 per month. $199 applied to first billing statement.† Same page link to Pricing and Terms. APPLY HERE: Southwest Rapid Rewards Priority Credit Card. For a Southwest credit card that won't break the bank, check out the Southwest Rapid Rewards® Plus Credit Card. There are five different Southwest credit cards issued by Chase — three personal cards and two small-business cards. There are reports of users being approved with a score as low as 600. The airlines’ unique business model attracts its fair share of zealous fan, who are the perfect candidates for one of several Southwest Airlines credit cards. Southwest Airlines has been extending the timeframe for the Companion Pass. This card is offering up to 80,000 points. The differences between the two credit cards are subtle. Plus, get your free credit score! Want to learn more about credit card points and miles? If you’re able to maximize the perks offered by this card, the annual fee is worth it. Travel Credit: Southwest will give you a $75 travel credit every year you have the card. Credit Card Feature Summary; Features Plus Learn more Priority Learn more; Earn 2 Points … 70,000 points when you spend $5,000 in the first three months, plus earn an additional 30,000 points after you spend $25,000 in the first six months. Southwest Credit Cards. So you can choose the perfect card for your unique lifestyle. This post contains references to products from one or more of our advertisers. Rapid Rewards ® Credit Card; Customer Service; FAQ; Sitemap; Customer Commitments; Baggage Policies; Special Assistance; Customers of Size; Traveling with Infants; Traveling with Pets; Purchasing & Refunds ; Lost and Found Opens new window. Earn 5 points per $1 spent on Southwest® purchases 12/1/2020 – 3/31/2021 on up to $2,000 per month. You must earn 125,000 qualifying points or fly 100 qualifying one-way flights each year to qualify. Compare cards and apply today for you or your business! 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